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Home loan plays a very important role in real estate because it makes property buying affordable for common people by allowing them to pay in easy monthly installments (EMI) instead of paying the full amount at once. It increases the purchasing power of buyers, which directly boosts demand for flats, houses, and plots in the market. Home loans also help builders and developers by improving sales, increasing cash flow, and speeding up project completion. Additionally, banks provide loan approvals only after checking legal documents, which increases trust and transparency in the property deal. Overall, home loans support growth in the real estate sector by making property investment easier and more accessible.